Are You Drowning in Debt?
Work With an Experienced Bankruptcy Law Attorney in Huntsville, AL

Chapter 7 Bankruptcy & Chapter 13 Bankruptcy Law

As much as you’d like your debt to go away, it won’t unless you do something about it. When you’re fed up with debt collectors, call Nichols Law Firm, LLC for debt relief. Attorney Laura Nichols will help you file for Chapter 7 or Chapter 13 bankruptcy – whatever works for your specific financial situation. Find out more about your options during your free initial consultation.

What’s the difference between Chapter 7 and Chapter 13 bankruptcy?

What’s the difference between Chapter 7 and Chapter 13 bankruptcy?

Chapter 7 bankruptcy differs significantly from Chapter 13. Chapter 7 bankruptcy is a “liquidation” plan, meaning you will have to sell some of your assets to address creditors. Chapter 13 bankruptcy is a “reorganization” plan. Instead of selling your assets to address your debts, you will consolidate your debt and pay it back over a three-year to five-year period. Attorney Nichols will:

  • Determine which form of bankruptcy works best for your situation
  • Guide you through the bankruptcy application process
  • Work with you until your debts are completely addressed

Many attorneys don’t take the time to explain paperwork and guide you through the many steps of the bankruptcy process. Attorney Laura Nichols will. Call Nichols Law Firm of Huntsville, Alabama for bankruptcy law assistance.